The problem with tracking card benefits manually
Premium credit cards pack dozens of benefits, each resetting on its own schedule. Keeping up is nearly impossible without a dedicated tool.
Benefits reset at different times
Monthly Uber credits, quarterly travel credits, annual hotel credits—each runs on a different clock simultaneously.
Issuers rarely remind you
American Express, Chase, and Capital One don't proactively alert you when a credit is about to expire unused.
Spreadsheets fall apart fast
A spreadsheet can't calculate reset dates automatically, send alerts in advance, or scale cleanly beyond a couple of cards.
One dashboard for every benefit across every card
MyRewardsVault pulls together all your credits, perks, and allowances into a single view. See what you've used, what's left, and what's about to reset—before it's too late.
- Add any card from our 50+ pre-loaded credit card library
- Automatically calculates monthly, quarterly, and annual reset dates
- Alerts you 30 days before a benefit expires unused
- Shows your total benefit value claimed year-to-date
$300 Travel Credit
Chase Sapphire Reserve
$15/mo Uber Cash
Amex Platinum
$50 Dining Credit
Amex Gold
Example: Chase Sapphire Reserve holder
See how MyRewardsVault organizes a card's layered benefit structure in one place.
The Chase Sapphire Reserve carries a $550 annual fee and includes over $900 in annual benefit value—but only if you actually use them. It offers a $300 annual travel credit, a $15/month Lyft credit, a $10/month Gopuff credit, and a Priority Pass lounge membership. Each resets on its own schedule.
Without a tracker, it's easy to forget monthly credits or lose count of how much of the $300 travel credit you've already used. MyRewardsVault shows all of them side by side with clear reset dates and expiration alerts, so you can plan your spending before value disappears.
$300/yr
Travel credit tracked
$15/mo
Lyft credit with alerts
$550
Annual fee covered by benefits
Frequently asked questions
Can I track annual credits like the Chase Sapphire Reserve's $300 travel credit?
Yes. MyRewardsVault supports annual credits, monthly credits, quarterly credits, and semi-annual credits. The $300 Chase Sapphire Reserve travel credit resets every cardmember year, and MyRewardsVault tracks exactly how much of that credit you've used and alerts you before the year resets.
What credit cards does MyRewardsVault support?
MyRewardsVault supports 50+ credit cards and memberships including Chase Sapphire Reserve, Chase Sapphire Preferred, Amex Platinum, Amex Gold, Capital One Venture X, Citi Prestige, and many more. Our built-in benefit library is pre-populated with all known credits so you can start tracking immediately.
How do benefit resets work in the tracker?
Each benefit has a reset frequency—monthly, quarterly, semi-annual, or annual. MyRewardsVault automatically calculates the next reset date based on your card's schedule. You can also override reset dates manually if your card uses a calendar-year reset instead of a cardmember-year reset.
Can I track benefits from multiple cards at the same time?
Absolutely. MyRewardsVault is designed for multi-card households. Add as many cards as you hold and view all your benefits on a unified dashboard. Filter by card, benefit type, or reset frequency to stay organized.
Is MyRewardsVault free to use?
Yes, MyRewardsVault is completely free. There are no premium tiers or hidden fees. Our goal is to help you capture every dollar of benefit value you've already paid for through your annual fees.